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Our Certifications

Why CFP® Certification Matters

John J Grande CFP®, John S Grande CFP®, Traudy Grande CFP®

Because you may have several financial milestones you’re interested in meeting, we can help you look at your complete financial picture. As CFP® professionals and with access to a broad array of resources, we can develop a detailed inventory of your financial assets to find out where you stand.

Through an interactive investment approach, we can help you identify your financial priorities in light of current conditions and then make adjustments as your life and the markets change.

To earn the CFP® certification from the Certified Financial Planner Board of Standards, Inc., a Financial Advisor has met rigorous education, examination, experience, and ethics requirements.

Education

Taking a comprehensive approach to meeting clients’ financial needs, a Financial Advisor with a CFP® certification has completed training on nearly 100 integrated financial topics, including:

  • General principles of financial strategies
  • Insurance planning and risk management
  • Employee benefits planning
  • Retirement and estate planning

In addition to finishing the coursework on financial topics, the candidate is required to earn a bachelor’s degree (or higher) or its equivalent, in any discipline, from an accredited college or university.

 

Examination

TPassing the CFP® Certification Examination is another requirement for CFP® certification. This comprehensive exam is scheduled to take 10 hours to complete and tests each candidate’s knowledge, comprehension, application, analysis, and synthesis of financial topics specified by the CFP® Board.

Experience

The CFP® Board also requires that, to fulfill the CFP® certification, a candidate must have sufficient work experience within one or more of the following six elements of financial services:

  • Establishing and defining the relationship with the client
  • Gathering client data, including goals
  • Analyzing and evaluating the client’s financial status
  • Developing and presenting financial recommendations and/or alternatives
  • Implementing the financial recommendations
  • Monitoring the financial recommendations

Ethics

The CFP® certification requires that a candidate agree to adhere to the CFP® Board’s Code of Ethics and Professional Responsibility and to Financial Planning Practice Standards. A CFP® professional must also acknowledge the CFP® Board’s right to enforce this code of ethics and practice standards.